STR Estimator
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What your report looks like

Sample: 3br SFH, Austin. $385k, 20% down

Verdict, numbers, three income scenarios, and where the deal can break. One bad assumption can cost more than an inspection. This report costs $49.

123 Example St, Austin, TX

Your verdict

Borderline

By the numbers

Monthly revenue

$2,100

@ 55% occ.

Monthly costs

$2,350

Net monthly

−$250

Nightly rate assumed

$175/night

Cash flow's thin or slightly negative. This deal lives or dies on hitting your occupancy and rate assumptions. A weak year? Meaningful stress. Only proceed if you've got reserves and can stomach 6–12 months of break-even.

This conclusion reflects conservative assumptions based on typical STR performance. If your verified data materially exceeds these assumptions, outcomes could improve.

Compare to Zillow Zestimate →

Income reality: how it actually performs

Strong Year

Peak demand, limited competition, rates at or above $175/night, 70–75% occupancy.

Gross revenue could run 20–25% above baseline. Cash flow gets comfortable. But you can't count on this. Favorable conditions don't last forever.

Don't bank on this. It's not typical.

Typical Year

Peak demand, limited competition, rates at or above $175/night, 70–75% occupancy.

Gross revenue could run 20–25% above baseline. Cash flow gets comfortable. But you can't count on this. Favorable conditions don't last forever.

Don't bank on this. It's not typical.

Weak Year

Peak demand, limited competition, rates at or above $175/night, 70–75% occupancy.

Gross revenue could run 20–25% above baseline. Cash flow gets comfortable. But you can't count on this. Favorable conditions don't last forever.

Don't bank on this. It's not typical.

Where buyers go wrong on costs

Fixed vs variable

Mortgage, tax, insurance: fixed. Revenue: variable. A 10% occupancy drop can wipe months of thin profit. Every stay adds cleaning, restocking, coordination costs.

Turnover and cleaning

Mortgage, tax, insurance: fixed. Revenue: variable. A 10% occupancy drop can wipe months of thin profit. Every stay adds cleaning, restocking, coordination costs.

Utilities, consumables, wear

Mortgage, tax, insurance: fixed. Revenue: variable. A 10% occupancy drop can wipe months of thin profit. Every stay adds cleaning, restocking, coordination costs.

Insurance and tax

Mortgage, tax, insurance: fixed. Revenue: variable. A 10% occupancy drop can wipe months of thin profit. Every stay adds cleaning, restocking, coordination costs.

CapEx creep

Mortgage, tax, insurance: fixed. Revenue: variable. A 10% occupancy drop can wipe months of thin profit. Every stay adds cleaning, restocking, coordination costs.

The one assumption that could kill the deal

Critical assumption: Occupancy at 55% or higher. Deal works only if occupancy holds and rates stay around $175. First thing that breaks: monthly cash flow.

When it weakens, occupancy drops 5–10 points or rates compress. The gap narrows fast. Negative flow can hit in 1–2 months.

In your full report

What a bad year feels like

Monthly cash bleed: Roughly $400–$520/month depending on actual performance.

Duration: Stress lasts 6–18 months. Markets don't bounce overnight.

Carrying a negative-cash-flow STR is draining. Financial and mental load. Right when you hoped for passive income.

Survivable with reserves. Not comfortable. Every negative month erodes your cushion.

In your full report

What would need to be true for this to work

  • Verified occupancy data from this specific market
  • Zoning and HOA explicitly allow STRs
  • 6–12 months of reserves for negative cash flow
  • Nightly rates of $175+ achievable based on comps
In your full report

My take

My take: pause unless you've got strong reserves and conviction. Most disciplined buyers pass on borderline when better deals exist. Reasonable to walk.

In your full report

Why this is still a good outcome

Avoiding a weak deal is often the most profitable move. Capital not tied up in a fragile property stays flexible. So does your time and attention.

Walking away with clarity beats moving forward on hope. You have a clear answer. That is a good outcome.

In your full report

One bad assumption can cost more than an inspection. One bad deal can cost a lot more. $49 for a reality check before you commit.

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